Loyal Bridge Advisors, LLC

Terms of Service

Last updated: February 1, 2026

1. Agreement to Terms

By accessing or using the website, services, forms, or communications (collectively, the "Services") of Loyal Bridge Advisors, LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Our Services

Loyal Bridge Advisors is an independent insurance agency. We provide:

We are not an insurance carrier. Final policy approval, pricing, underwriting, and coverage determinations are made solely by the issuing insurance company.

3. No Guarantee of Coverage or Rates

Quotes and estimates provided are informational only. Coverage availability, approval, and pricing are subject to underwriting by third-party carriers.

We do not guarantee:

4. Accuracy of Information

You agree to provide accurate and complete information. Incorrect or incomplete information may result in:

The Company is not responsible for consequences caused by inaccurate client-provided data.

5. Communication Consent (SMS, Email, Phone, Zoom)

By submitting your contact information, you consent to receive communications from Loyal Bridge Advisors, LLC. (SMS consent is not shared with third parties or affiliates for their own marketing or promotional purposes) including:

Message and data rates may apply. Message frequency varies. Reply HELP for assistance and STOP to opt out. Carriers are not liable for delayed or undelivered messages. You may opt out at any time by replying "STOP" or contacting us directly at support@loyalbridgeadvisors.com.

Consent is not a condition of purchase. For additional information about how we collect, use, and protect your personal information in connection with these communications, please review our Privacy Policy.

6. Intellectual Property

All website content, branding, systems, forms, automation, and materials are owned by Loyal Bridge Advisors, LLC and may not be copied, reproduced, or redistributed without written permission.

7. Limitation of Liability

To the maximum extent permitted by Florida law, Loyal Bridge Advisors, LLC shall not be liable for:

Our total liability shall not exceed the amount paid to the Company for the Services, if any.

8. Third-Party Services

We may integrate third-party tools, such as CRM systems, scheduling software, SMS platforms, analytics tools, and database/storage providers such as Supabase. We are not responsible for the policies or security practices of third parties. These providers may process message delivery, inbound replies, opt-out requests, and related communications records solely to support our services.

9. Termination of Access

We reserve the right to suspend or terminate access to our services for misuse, fraud, abuse, or violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida.

11. Contact Information

Loyal Bridge Advisors, LLC

Email: support@loyalbridgeadvisors.com

Phone: (561) 542-3793

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